It’s Christmas Eve-Eve which means everyone is checking last minute items off their to-do list. I planned on giving my nephews cash because they are too old for fun toys and too young to be excited about a new vacuum. There is one minor detail I forgot about giving cash…you have to actually go to the ATM and get it. So…that’s where I’ll be headed this afternoon.

I hope you have all your Christmas ducks in a row, but if not what’s on your last minute to do list?